The race to serve business owners ignored by financial services industry.

The race to serve business owners ignored by financial services industry.

Michael Carter’s article offers ideas as to why the next 10 years are a race and a challenge for the financial services industry that has never been seen before.  Business owner wealth transfer is a generational opportunity where advisors and firms will be made or lost.

Where are you on planning your exit?

Where are you on planning your exit?

Achieving a better exit — a more strategic succession — starts with due diligence, done early. Discovery, planning and action makes it so.

Who needs you?

Who needs you?

Understanding where you are at business-wise gives you a reality check: what company's value is, what's working and what's not. We call this pre-due diligence.

The biggest roadblock to wealth accumulation is taxes.

The biggest roadblock to wealth accumulation is taxes.

Owner of a profitable company? Here’s how to reduce taxes & safeguard wealth. Because of changes to Canadian tax laws combined with lower than optimal returns on fixed return asset classes like GIC’s or bonds savvy investors looking to participating insurance as a way to get their money working for them in more ways than one.

A strategic alliance for Strategic Succession; welcome Ryan Witmeyer

A strategic alliance for Strategic Succession; welcome Ryan Witmeyer

I am pleased to announce my strategic alliance with Ryan Witmeyer. As a wealth strategist, Ryan can create situations to simultaneously minimize tax and accelerate wealth accumulation while achieving risk management objectives. I look forward to introducing you to him. Contact me if you want to know more.


Small Business Owners: Why a valuation is important to your future

Small Business Owners: Why a valuation is important to your future

The value of your business is a discoverable fact. Knowing that number allows you to plan ahead. If you are like 98% of the other small businesses in this country, you don’t know the answer. Here are 12 reasons to get a valuation well before you are ready to sell.

Clients want protection: Bolster the Balance Sheet

As part of  a business value-building strategy, permanent insurance plays a key role in value enhancement by bolstering the balance sheet. Click through to a CPA-authored Whitepaper on the topic.

Headwinds business owners will face as it comes time to sell

Headwinds business owners will face as it comes time to sell

Baby boomers are - or are soon to be -  selling their businesses to retire. The headwinds owners will face is the gap between the numbers of businesses that will come available for sale vs. the numbers of likely business buyers.  The impact? Business owners need to focus on building value in their companies to ensure they are both saleable and fully optimized to realize the best sale outcome.

Finance: Risk Management for business owners and lenders

Finance: Risk Management for business owners and lenders

How to simplify the risk management process for lenders when business owners’ assets are insufficient as security and they don’t want to trade equity for cash. Both lenders and business owners can benefit from a deeper understanding of how this process can work. And, how working with an insurance advisor with deep connections to underwriters can save time, money and headaches.